/* Ocultar secciones antiguas si están presentes */
.seccion-valores,
.seccion-servicios {
    display: none !important;
}

/*  ETIQUETA SUPERIOR REUTILIZABLE */
.etiqueta-superior {
    display: inline-block;
    padding: 8px 24px;
    background: linear-gradient(135deg, rgba(46, 111, 163, 0.1), rgba(107, 168, 50, 0.1));
    color: #2e6fa3;
    font-family: 'Montserrat', sans-serif;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    border-radius: 50px;
    border: 1px solid rgba(46, 111, 163, 0.15);
    margin-bottom: 20px;
}

/* SECCIÓN: ESTADÍSTICAS IMPACTANTES*/
.seccion-estadisticas {
    padding: 0;
    position: relative;
    z-index: 10;
    margin-top: 10px;
    margin-bottom: 30px;
}

.estadisticas-contenedor {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    background: #ffffff;
    border-radius: 20px;
    padding: 50px 40px;
    box-shadow:
        0 20px 60px rgba(46, 111, 163, 0.12),
        0 8px 24px rgba(0, 0, 0, 0.06);
    border: 1px solid rgba(46, 111, 163, 0.08);
    position: relative;
    overflow: hidden;
}

.estadisticas-contenedor::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #2e6fa3, #6ca8d8);
    background-size: 300% 100%;
    animation: gradiente-estadisticas 6s ease infinite;
}

@keyframes gradiente-estadisticas {
    0%, 100% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
}

.estadistica-item {
    flex: 1;
    text-align: center;
    padding: 10px 20px;
    position: relative;
}

.estadistica-icono {
    width: 52px;
    height: 52px;
    margin: 0 auto 16px;
    background: linear-gradient(135deg, rgba(46, 111, 163, 0.08), rgba(107, 168, 50, 0.08));
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #2e6fa3;
    transition: all 0.4s ease;
}

.estadistica-icono svg {
    width: 26px;
    height: 26px;
}

.estadistica-item:hover .estadistica-icono {
    background: linear-gradient(135deg, #2e6fa3, #4a8bc2);
    color: #ffffff;
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 8px 20px rgba(46, 111, 163, 0.3);
}

.estadistica-numero {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(36px, 5vw, 52px);
    font-weight: 800;
    color: #1a4d7a;
    line-height: 1;
    display: inline;
}

.estadistica-sufijo {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(28px, 4vw, 40px);
    font-weight: 700;
    color: #6ba832;
}

.estadistica-label {
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    font-weight: 600;
    color: #5a6c7d;
    margin-top: 8px;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.estadistica-separador {
    width: 1px;
    height: 80px;
    background: linear-gradient(180deg, transparent, rgba(46, 111, 163, 0.15), transparent);
    flex-shrink: 0;
}

@media screen and (max-width: 1024px) {
    .seccion-estadisticas {
        margin-top: -20px;
        padding: 0 15px;
    }
    .estadisticas-contenedor {
        flex-wrap: wrap;
        padding: 35px 20px;
        gap: 10px;
        border-radius: 16px;
    }
    .estadistica-item {
        flex: 1 1 40%;
        padding: 15px 10px;
    }
    .estadistica-separador {
        display: none;
    }
    .estadistica-numero {
        font-size: 36px;
    }
}

@media screen and (max-width: 480px) {
    .estadisticas-contenedor {
        padding: 25px 15px;
    }
    .estadistica-item {
        flex: 1 1 45%;
        padding: 12px 5px;
    }
    .estadistica-numero {
        font-size: 30px;
    }
    .estadistica-label {
        font-size: 11px;
    }
}

/* ========================================
   SECCIÓN: VALORES V2 - MEJORADA
   ======================================== */
.seccion-valores-v2 {
    padding: 120px 20px 80px;
    background: linear-gradient(180deg, #f8fbfd 0%, #ffffff 40%, #f5f9fb 100%);
    position: relative;
    overflow: hidden;
}

.seccion-valores-v2::before {
    content: '';
    position: absolute;
    top: -200px;
    right: -200px;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(107, 168, 50, 0.04) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.seccion-valores-v2::after {
    content: '';
    position: absolute;
    bottom: -150px;
    left: -150px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(46, 111, 163, 0.04) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.contenedor-valores-v2 {
    max-width: 1300px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.encabezado-valores-v2 {
    text-align: center;
    margin-bottom: 70px;
}

.titulo-valores-v2 {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(32px, 5vw, 52px);
    font-weight: 700;
    color: #1a4d7a;
    line-height: 1.2;
    margin: 0 0 20px 0;
}

.subtitulo-valores-v2 {
    font-family: 'Montserrat', sans-serif;
    font-size: clamp(15px, 2.5vw, 18px);
    color: #5a6c7d;
    max-width: 650px;
    margin: 0 auto;
    line-height: 1.7;
}

.grid-valores-v2 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.tarjeta-valor-v2 {
    background: #ffffff;
    border-radius: 20px;
    padding: 40px 30px 35px;
    text-align: center;
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(46, 111, 163, 0.06);
    box-shadow: 0 4px 20px rgba(46, 111, 163, 0.06);
    transition: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    cursor: default;
}

.tarjeta-valor-v2::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--accent);
    transform: scaleX(0);
    transition: transform 0.5s ease;
    transform-origin: left;
}

.tarjeta-valor-v2:hover::before {
    transform: scaleX(1);
}

.tarjeta-valor-v2:hover {
    transform: translateY(-10px);
    box-shadow:
        0 20px 50px rgba(46, 111, 163, 0.12),
        0 8px 20px rgba(0, 0, 0, 0.06);
    border-color: rgba(46, 111, 163, 0.1);
}

.valor-icono-wrap {
    width: 72px;
    height: 72px;
    margin: 0 auto 24px;
    background: linear-gradient(135deg, color-mix(in srgb, var(--accent) 8%, white), color-mix(in srgb, var(--accent) 4%, white));
    border-radius: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent);
    transition: all 0.5s ease;
    position: relative;
}

.valor-icono-wrap svg {
    width: 34px;
    height: 34px;
    transition: transform 0.5s ease;
}

.tarjeta-valor-v2:hover .valor-icono-wrap {
    background: var(--accent);
    color: #ffffff;
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 10px 25px color-mix(in srgb, var(--accent) 30%, transparent);
}

.tarjeta-valor-v2:hover .valor-icono-wrap svg {
    transform: scale(1.1);
}

.tarjeta-valor-v2 h3 {
    font-family: 'Montserrat', sans-serif;
    font-size: 20px;
    font-weight: 700;
    color: #2c3e50;
    margin-bottom: 12px;
    transition: color 0.3s ease;
}

.tarjeta-valor-v2:hover h3 {
    color: var(--accent);
}

.tarjeta-valor-v2 p {
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    color: #5a6c7d;
    line-height: 1.7;
    margin: 0;
}

.valor-linea {
    width: 40px;
    height: 3px;
    background: linear-gradient(90deg, var(--accent), transparent);
    margin: 20px auto 0;
    border-radius: 2px;
    opacity: 0;
    transform: scaleX(0);
    transition: all 0.4s ease;
}

.tarjeta-valor-v2:hover .valor-linea {
    opacity: 1;
    transform: scaleX(1);
}

@media screen and (max-width: 1024px) {
    .seccion-valores-v2 {
        padding: 70px 15px 60px;
    }
    .grid-valores-v2 {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media screen and (max-width: 767px) {
    .seccion-valores-v2 {
        padding: 60px 12px 50px;
    }
    .grid-valores-v2 {
        grid-template-columns: 1fr;
        gap: 18px;
    }
    .tarjeta-valor-v2 {
        padding: 30px 24px 28px;
    }
}

/* ========================================
   SECCIÓN: ¿POR QUÉ ELEGIRNOS?
   ======================================== */
.seccion-porque {
    padding: 100px 20px;
    background: #ffffff;
    position: relative;
    overflow: hidden;
}

.porque-contenedor {
    max-width: 1300px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 80px;
    align-items: center;
}

.porque-izquierda {
    position: relative;
}

.titulo-porque {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(30px, 4.5vw, 48px);
    font-weight: 700;
    color: #1a4d7a;
    line-height: 1.2;
    margin: 0 0 24px 0;
}

.subtitulo-porque {
    font-family: 'Montserrat', sans-serif;
    font-size: 16px;
    color: #5a6c7d;
    line-height: 1.8;
    margin-bottom: 35px;
}

.porque-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 32px;
    background: linear-gradient(135deg, #2e6fa3, #4a8bc2);
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    border-radius: 50px;
    transition: all 0.4s ease;
    box-shadow: 0 8px 25px rgba(46, 111, 163, 0.25);
    position: relative;
    overflow: hidden;
}

.porque-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transition: left 0.6s ease;
}

.porque-btn:hover::before {
    left: 100%;
}

.porque-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 35px rgba(46, 111, 163, 0.35);
}

.porque-derecha {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.porque-item {
    display: flex;
    gap: 24px;
    align-items: flex-start;
    padding: 28px 30px;
    background: #ffffff;
    border-radius: 18px;
    border: 1px solid rgba(46, 111, 163, 0.06);
    box-shadow: 0 3px 15px rgba(46, 111, 163, 0.05);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
}

.porque-item::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background: linear-gradient(180deg, #2e6fa3, #6ba832);
    transform: scaleY(0);
    transition: transform 0.4s ease;
    transform-origin: top;
}

.porque-item:hover {
    transform: translateX(8px);
    box-shadow: 0 10px 30px rgba(46, 111, 163, 0.1);
    border-color: rgba(46, 111, 163, 0.12);
}

.porque-item:hover::before {
    transform: scaleY(1);
}

.porque-item-numero {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 32px;
    font-weight: 800;
    color: #2e6fa3;
    opacity: 0.15;
    line-height: 1;
    flex-shrink: 0;
    transition: all 0.4s ease;
    min-width: 50px;
}

.porque-item:hover .porque-item-numero {
    opacity: 0.35;
    color: #6ba832;
}

.porque-item-contenido h4 {
    font-family: 'Montserrat', sans-serif;
    font-size: 17px;
    font-weight: 700;
    color: #2c3e50;
    margin: 0 0 8px 0;
    transition: color 0.3s ease;
}

.porque-item:hover .porque-item-contenido h4 {
    color: #2e6fa3;
}

.porque-item-contenido p {
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    color: #5a6c7d;
    line-height: 1.65;
    margin: 0;
}

@media screen and (max-width: 1024px) {
    .seccion-porque {
        padding: 70px 15px;
    }
    .porque-contenedor {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    .porque-izquierda {
        text-align: center;
    }
}

@media screen and (max-width: 767px) {
    .seccion-porque {
        padding: 60px 12px;
    }
    .porque-item {
        padding: 22px 20px;
        gap: 16px;
    }
    .porque-item-numero {
        font-size: 26px;
        min-width: 40px;
    }
}

/* ========================================
   SECCIÓN: SERVICIOS V2 - MEJORADA
   ======================================== */
.seccion-servicios-v2 {
    padding: 100px 20px;
    background: linear-gradient(180deg, #f5f9fb 0%, #ffffff 50%, #f8fbfd 100%);
    position: relative;
    overflow: hidden;
}

.contenedor-servicios-v2 {
    max-width: 1300px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.encabezado-servicios-v2 {
    text-align: center;
    margin-bottom: 70px;
}

.titulo-servicios-v2 {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(32px, 5vw, 52px);
    font-weight: 700;
    color: #1a4d7a;
    line-height: 1.2;
    margin: 0 0 20px 0;
}

.subtitulo-servicios-v2 {
    font-family: 'Montserrat', sans-serif;
    font-size: clamp(15px, 2.5vw, 18px);
    color: #5a6c7d;
    max-width: 650px;
    margin: 0 auto;
    line-height: 1.7;
}

.grid-servicios-v2 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.tarjeta-servicio-v2 {
    background: #ffffff;
    border-radius: 24px;
    padding: 40px 32px;
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(46, 111, 163, 0.06);
    box-shadow: 0 4px 20px rgba(46, 111, 163, 0.06);
    transition: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    display: flex;
    flex-direction: column;
}

.tarjeta-servicio-v2::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, #2e6fa3, #4a8bc2);
}

.tarjeta-servicio-v2[data-servicio="ahorros"]::before {
    background: linear-gradient(90deg, #6ba832, #8bc653);
}

.tarjeta-servicio-v2[data-servicio="especiales"]::before {
    background: linear-gradient(90deg, #f57c00, #ff9800);
}

.tarjeta-servicio-v2:hover {
    transform: translateY(-12px);
    box-shadow:
        0 24px 60px rgba(46, 111, 163, 0.14),
        0 8px 20px rgba(0, 0, 0, 0.06);
}

.servicio-v2-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}

.servicio-v2-icono {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, rgba(46, 111, 163, 0.1), rgba(46, 111, 163, 0.05));
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #2e6fa3;
    transition: all 0.4s ease;
}

.servicio-v2-icono.verde {
    background: linear-gradient(135deg, rgba(107, 168, 50, 0.1), rgba(107, 168, 50, 0.05));
    color: #6ba832;
}

.servicio-v2-icono.naranja {
    background: linear-gradient(135deg, rgba(245, 124, 0, 0.1), rgba(245, 124, 0, 0.05));
    color: #f57c00;
}

.servicio-v2-icono svg {
    width: 28px;
    height: 28px;
}

.tarjeta-servicio-v2:hover .servicio-v2-icono {
    background: linear-gradient(135deg, #2e6fa3, #4a8bc2);
    color: #ffffff;
    transform: rotate(5deg) scale(1.1);
    box-shadow: 0 8px 20px rgba(46, 111, 163, 0.3);
}

.tarjeta-servicio-v2[data-servicio="ahorros"]:hover .servicio-v2-icono {
    background: linear-gradient(135deg, #6ba832, #8bc653);
    box-shadow: 0 8px 20px rgba(107, 168, 50, 0.3);
}

.tarjeta-servicio-v2[data-servicio="especiales"]:hover .servicio-v2-icono {
    background: linear-gradient(135deg, #f57c00, #ff9800);
    box-shadow: 0 8px 20px rgba(245, 124, 0, 0.3);
}

.servicio-v2-badge {
    padding: 5px 14px;
    background: linear-gradient(135deg, #2e6fa3, #4a8bc2);
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    border-radius: 20px;
}

.servicio-v2-badge.naranja {
    background: linear-gradient(135deg, #f57c00, #ff9800);
}

.servicio-v2-titulo {
    font-family: 'Montserrat', sans-serif;
    font-size: clamp(20px, 3vw, 24px);
    font-weight: 700;
    color: #2c3e50;
    margin: 0 0 12px 0;
    transition: color 0.3s ease;
}

.tarjeta-servicio-v2:hover .servicio-v2-titulo {
    color: #2e6fa3;
}

.tarjeta-servicio-v2[data-servicio="ahorros"]:hover .servicio-v2-titulo {
    color: #6ba832;
}

.tarjeta-servicio-v2[data-servicio="especiales"]:hover .servicio-v2-titulo {
    color: #f57c00;
}

.servicio-v2-desc {
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    color: #5a6c7d;
    line-height: 1.7;
    margin: 0 0 24px 0;
}

.servicio-v2-lista {
    list-style: none;
    padding: 0;
    margin: 0 0 30px 0;
    flex-grow: 1;
}

.servicio-v2-lista li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 0;
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    color: #4a5568;
    border-bottom: 1px solid rgba(46, 111, 163, 0.04);
    transition: all 0.3s ease;
}

.servicio-v2-lista li:last-child {
    border-bottom: none;
}

.servicio-v2-lista li svg {
    color: #6ba832;
    flex-shrink: 0;
}

.servicio-v2-lista li:hover {
    padding-left: 6px;
    color: #2c3e50;
}

.servicio-v2-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 15px 28px;
    background: linear-gradient(135deg, #2e6fa3, #4a8bc2);
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    border-radius: 50px;
    transition: all 0.4s ease;
    box-shadow: 0 6px 20px rgba(46, 111, 163, 0.25);
    margin-top: auto;
    position: relative;
    overflow: hidden;
}

.servicio-v2-btn.verde {
    background: linear-gradient(135deg, #6ba832, #8bc653);
    box-shadow: 0 6px 20px rgba(107, 168, 50, 0.25);
}

.servicio-v2-btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transition: left 0.6s ease;
}

.servicio-v2-btn:hover::before {
    left: 100%;
}

.servicio-v2-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 35px rgba(46, 111, 163, 0.35);
}

.servicio-v2-btn.verde:hover {
    box-shadow: 0 12px 35px rgba(107, 168, 50, 0.35);
}

.servicio-v2-badge-bottom {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 24px;
    background: linear-gradient(135deg, #f57c00, #ff9800);
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
    font-weight: 700;
    border-radius: 50px;
    margin-top: auto;
    box-shadow: 0 6px 20px rgba(245, 124, 0, 0.25);
    transition: all 0.4s ease;
}

.servicio-v2-badge-bottom svg {
    animation: rotar-estrella-servicio 4s linear infinite;
}

@keyframes rotar-estrella-servicio {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

.tarjeta-servicio-v2:hover .servicio-v2-badge-bottom {
    transform: scale(1.03);
    box-shadow: 0 10px 30px rgba(245, 124, 0, 0.35);
}

@media screen and (max-width: 1024px) {
    .seccion-servicios-v2 {
        padding: 70px 15px;
    }
    .grid-servicios-v2 {
        grid-template-columns: 1fr;
        gap: 25px;
        max-width: 550px;
        margin: 0 auto;
    }
}

@media screen and (max-width: 767px) {
    .seccion-servicios-v2 {
        padding: 60px 12px;
    }
    .tarjeta-servicio-v2 {
        padding: 32px 24px;
    }
}

/* ========================================
   SECCIÓN: PROCESO PARA SER SOCIO
   ======================================== */
.seccion-proceso {
    padding: 100px 20px;
    background: #ffffff;
    position: relative;
    overflow: hidden;
}

.proceso-contenedor {
    max-width: 900px;
    margin: 0 auto;
}

.encabezado-proceso {
    text-align: center;
    margin-bottom: 70px;
}

.proceso-titulo {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(32px, 5vw, 52px);
    font-weight: 700;
    color: #1a4d7a;
    line-height: 1.2;
    margin: 0 0 20px 0;
}

.proceso-subtitulo {
    font-family: 'Montserrat', sans-serif;
    font-size: clamp(15px, 2.5vw, 18px);
    color: #5a6c7d;
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.7;
}

.proceso-pasos {
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 40px;
}

.proceso-linea-conectora {
    position: absolute;
    top: 30px;
    left: 35px;
    width: 3px;
    height: calc(100% - 60px);
    background: linear-gradient(180deg, #2e6fa3, #6ba832, #f57c00);
    border-radius: 2px;
    opacity: 0.2;
}

.proceso-paso {
    display: flex;
    align-items: flex-start;
    gap: 30px;
    position: relative;
    z-index: 1;
}

.paso-circulo {
    width: 72px;
    height: 72px;
    min-width: 72px;
    background: #ffffff;
    border: 3px solid #2e6fa3;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    transition: all 0.5s ease;
    box-shadow: 0 4px 20px rgba(46, 111, 163, 0.1);
}

.paso-circulo span {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: 26px;
    font-weight: 800;
    color: #2e6fa3;
    transition: color 0.4s ease;
}

.proceso-paso:nth-child(3) .paso-circulo {
    border-color: #6ba832;
}

.proceso-paso:nth-child(3) .paso-circulo span {
    color: #6ba832;
}

.proceso-paso:nth-child(4) .paso-circulo {
    border-color: #f57c00;
}

.proceso-paso:nth-child(4) .paso-circulo span {
    color: #f57c00;
}

.proceso-paso:hover .paso-circulo {
    background: #2e6fa3;
    transform: scale(1.1);
    box-shadow: 0 10px 30px rgba(46, 111, 163, 0.3);
}

.proceso-paso:hover .paso-circulo span {
    color: #ffffff;
}

.proceso-paso:nth-child(3):hover .paso-circulo {
    background: #6ba832;
    box-shadow: 0 10px 30px rgba(107, 168, 50, 0.3);
}

.proceso-paso:nth-child(4):hover .paso-circulo {
    background: #f57c00;
    box-shadow: 0 10px 30px rgba(245, 124, 0, 0.3);
}

.paso-contenido {
    padding-top: 8px;
    flex: 1;
}

.paso-contenido h4 {
    font-family: 'Montserrat', sans-serif;
    font-size: 20px;
    font-weight: 700;
    color: #2c3e50;
    margin: 0 0 10px 0;
    transition: color 0.3s ease;
}

.proceso-paso:hover .paso-contenido h4 {
    color: #2e6fa3;
}

.paso-contenido p {
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    color: #5a6c7d;
    line-height: 1.7;
    margin: 0;
}

@media screen and (max-width: 767px) {
    .seccion-proceso {
        padding: 60px 12px;
    }
    .proceso-pasos {
        gap: 30px;
    }
    .proceso-linea-conectora {
        left: 27px;
    }
    .paso-circulo {
        width: 56px;
        height: 56px;
        min-width: 56px;
    }
    .paso-circulo span {
        font-size: 22px;
    }
    .proceso-paso {
        gap: 20px;
    }
}

/* ========================================
   SECCIÓN: CTA BANNER
   ======================================== */
.seccion-cta {
    padding: 0 20px;
    margin-bottom: 0;
}

.cta-contenedor {
    max-width: 1300px;
    margin: 0 auto;
    background: linear-gradient(135deg, #1a4d7a 0%, #2e6fa3 50%, #1a4d7a 100%);
    border-radius: 28px;
    padding: 70px 60px;
    position: relative;
    overflow: hidden;
}

.cta-contenedor::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(107, 168, 50, 0.15) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.cta-contenedor::after {
    content: '';
    position: absolute;
    bottom: -40%;
    left: -10%;
    width: 350px;
    height: 350px;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.05) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.cta-contenido {
    text-align: center;
    position: relative;
    z-index: 1;
}

.cta-titulo {
    font-family: 'Playfair Display', Georgia, serif;
    font-size: clamp(26px, 4vw, 42px);
    font-weight: 700;
    color: #ffffff;
    margin: 0 0 20px 0;
    line-height: 1.3;
}

.cta-descripcion {
    font-family: 'Montserrat', sans-serif;
    font-size: clamp(15px, 2.2vw, 18px);
    color: rgba(255, 255, 255, 0.85);
    max-width: 650px;
    margin: 0 auto 40px;
    line-height: 1.7;
}

.cta-botones {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}

.cta-btn-primario {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 36px;
    background: linear-gradient(135deg, #6ba832, #8bc653);
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 16px;
    font-weight: 700;
    text-decoration: none;
    border-radius: 50px;
    transition: all 0.4s ease;
    box-shadow: 0 8px 25px rgba(107, 168, 50, 0.4);
    position: relative;
    overflow: hidden;
}

.cta-btn-primario::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
    transition: left 0.6s ease;
}

.cta-btn-primario:hover::before {
    left: 100%;
}

.cta-btn-primario:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 40px rgba(107, 168, 50, 0.5);
}

.cta-btn-secundario {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 32px;
    background: transparent;
    color: #ffffff;
    font-family: 'Montserrat', sans-serif;
    font-size: 16px;
    font-weight: 600;
    text-decoration: none;
    border-radius: 50px;
    border: 2px solid rgba(255, 255, 255, 0.4);
    transition: all 0.4s ease;
}

.cta-btn-secundario:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.7);
    transform: translateY(-3px);
}

@media screen and (max-width: 1024px) {
    .cta-contenedor {
        padding: 50px 30px;
        border-radius: 20px;
    }
}

@media screen and (max-width: 767px) {
    .seccion-cta {
        padding: 0 12px;
    }
    .cta-contenedor {
        padding: 40px 24px;
        border-radius: 18px;
    }
    .cta-botones {
        flex-direction: column;
    }
    .cta-btn-primario,
    .cta-btn-secundario {
        width: 100%;
        justify-content: center;
    }
}

/* ========================================
   ANIMACIONES DE SCROLL PARA NUEVAS SECCIONES
   ======================================== */
.seccion-valores-v2 .animacion-scroll,
.seccion-porque .animacion-scroll,
.seccion-servicios-v2 .animacion-scroll,
.seccion-proceso .animacion-scroll,
.seccion-cta .animacion-scroll {
    opacity: 0;
    transform: translateY(40px);
    transition: all 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}

.seccion-valores-v2 .animacion-scroll.visible,
.seccion-porque .animacion-scroll.visible,
.seccion-servicios-v2 .animacion-scroll.visible,
.seccion-proceso .animacion-scroll.visible,
.seccion-cta .animacion-scroll.visible {
    opacity: 1;
    transform: translateY(0);
}

/* Delays escalonados */
.grid-valores-v2 .animacion-scroll:nth-child(1) { transition-delay: 0.05s; }
.grid-valores-v2 .animacion-scroll:nth-child(2) { transition-delay: 0.1s; }
.grid-valores-v2 .animacion-scroll:nth-child(3) { transition-delay: 0.15s; }
.grid-valores-v2 .animacion-scroll:nth-child(4) { transition-delay: 0.2s; }
.grid-valores-v2 .animacion-scroll:nth-child(5) { transition-delay: 0.25s; }
.grid-valores-v2 .animacion-scroll:nth-child(6) { transition-delay: 0.3s; }

.grid-servicios-v2 .animacion-scroll:nth-child(1) { transition-delay: 0.1s; }
.grid-servicios-v2 .animacion-scroll:nth-child(2) { transition-delay: 0.2s; }
.grid-servicios-v2 .animacion-scroll:nth-child(3) { transition-delay: 0.3s; }

.porque-derecha .animacion-scroll:nth-child(1) { transition-delay: 0.1s; }
.porque-derecha .animacion-scroll:nth-child(2) { transition-delay: 0.2s; }
.porque-derecha .animacion-scroll:nth-child(3) { transition-delay: 0.3s; }
.porque-derecha .animacion-scroll:nth-child(4) { transition-delay: 0.4s; }

.proceso-pasos .animacion-scroll:nth-child(2) { transition-delay: 0.1s; }
.proceso-pasos .animacion-scroll:nth-child(3) { transition-delay: 0.2s; }
.proceso-pasos .animacion-scroll:nth-child(4) { transition-delay: 0.3s; }

/* ========================================
   ANIMACIÓN DEL CONTADOR
   ======================================== */
.estadistica-item {
    opacity: 0;
    transform: translateY(20px);
    transition: all 0.6s ease;
}

.estadistica-item.visible {
    opacity: 1;
    transform: translateY(0);
}

.estadistica-item:nth-child(1) { transition-delay: 0s; }
.estadistica-item:nth-child(3) { transition-delay: 0.15s; }
.estadistica-item:nth-child(5) { transition-delay: 0.3s; }
.estadistica-item:nth-child(7) { transition-delay: 0.45s; }

/* ========================================
   AJUSTE DEL MARGIN DEL FOOTER
   para que no haya espacio excesivo
   ======================================== */
.seccion-testimonios + .footer-principal {
    margin-top: 0;
}